Legal & Compliance

Starting a Business in Arizona

Legal requirements, licensing, and tax considerations for starting as an Arizona entrepreneur

Starting a Business in Arizona

Your complete legal guide to establishing your business in the Grand Canyon State

Why Arizona for Business?

Arizona offers numerous advantages for entrepreneurs:

No Personal Property Tax

on business equipment

Low Corporate Tax Rates

Competitive business environment

Streamlined Registration

Quick and efficient process

1 Choose Your Business Structure

Your business structure affects taxes, liability, and operational requirements.

Sole Proprietorship

Simplest structure
Pass-through taxation
Personal liability for business debts

LLC (Recommended)

Limited liability protection
Flexible tax options
Professional credibility
Recommendation: LLC is typically the best choice for service businesses, offering liability protection with operational simplicity.

2 Register Your Business Name

Name Availability Search

1
Search the Arizona Corporation Commission database

Ensure your desired name isn't already taken

2
File Trade Name Application

Submit to Arizona Secretary of State online only

Fee: $10 (covers both sole proprietorships and partnerships)

Valid for 5 years, then must be renewed

Name Reservation Option: For LLCs and Corporations: Reserve your desired name for 120 days. Fee: $10 for paper applications, $45 for online applications (includes expedite fee).

Arizona Employment Laws (2025)

Key Requirements

Minimum Wage: $14.70/hour

(effective January 1, 2025, adjusted annually)

Paid Sick Leave Required
Right to Work State
At-Will Employment

Transaction Privilege Tax (TPT)

State Rate: 5.6%
Combined Rates: 5.6% to 11.2% (varies by location)

Must register within 15 days of starting business

New 2024 Exemption:

Persons under age 19 may operate a business without a TPT license if their business does not generate more than $10,000 in gross income annually.

Tax Deductibility of Payment Processing Fees

General Rule

Payment processing fees are typically fully deductible as ordinary and necessary business expenses under IRS guidelines, as they're directly related to generating business income.

How to Categorize These Fees

Option 1: Business Services/Software
BizBlasts (5%): Business management software expense
Stripe (3%): Payment processing fees
Option 2: Credit Card Processing Fees
Both fees combined as payment processing expenses

Accounting Treatment

Method 1 (Gross Recording)
Record full sale amount as revenue
Record fees as separate business expense deductions
Method 2 (Net Recording)
Record only net amount received as revenue
Less common but acceptable for small businesses

Important Considerations

Documentation Required:
Keep all monthly statements from both services
Maintain transaction records
Save receipts showing fee breakdowns

Quick Action Checklist

Choose business structure (LLC recommended)
Search and register business name
File Articles of Organization (LLC)
Obtain EIN from IRS
Register for TPT license
Obtain required business licenses
Get business insurance
Open business bank account

Important Legal Notice

This guide provides general information about business formation in Arizona and should not be considered legal advice. Business laws and requirements can change, and every situation is unique. Please consult with qualified professionals including attorneys, accountants, and business advisors before making important business decisions. Information is current as of January 2025.

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